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The new insurance game: sending billions overseas

And never have they received so little benefit.

A Herald-Tribune investigation shows that since the state’s last spate of hurricanes, a dramatic shift has taken place. Two-thirds of property insurance premiums now leave Florida as unregulated payments to largely offshore reinsurers — companies that sell hurricane protection to insurers and that operate without rate control or consumer oversight.

They, more than state insurers and state regulators, determine how much Floridians must pay to live in the state, and whether property insurance is available at all.

Florida’s growing reliance on this profit-driven market is eroding its ability to withstand the inevitable disaster.

In the past four years, Florida-based home insurers paid out $15 billion for private reinsurance.

There has been no storm to trigger payments.

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What Can You Do Now to Lower Your Tax Burden Next Year?

The package of tax cuts enacted 10 years ago under the Bush Administration is scheduled to expire on December 31st this year. Read more…

Ideal Mobile Storage

For sure, portable or mobile storage units can certainly offer those individuals that actually need additional free space as an alternative to storing all their belongings in the backyard. In fact, this kind of storage is especially useful and helpful for such community groups like scouts, for example that may obviously have a big number of ropes, tents and other different equipment for packing away in between camps. Besides, rather than having all that equipment to be cluttered up the free space in the halls and also preventing some other sorts of activities, those community groups are often going to search for some other available storage alternative options. Moreover, commercial households and businesses that also need additional free storage space quite often like those alternative option to have portable or mobile storage units.

But how exactly to decide whether you really want this portable or mobile storage unit? Read more…

Boost your business with council tenders

When businesses are finding it tough to attract new contacts in this tough current economic climate, public sector, specifically, council tenders is one way that you might consider to boost your business . The public sector is a market not as well known to many businesses as the private sector and is thus slightly less competitive and not as saturated. Businesses from nearly every sector have the potential to be successful in fulfilling council tenders as products and services that are required cover a diverse range. Moreover, such tenders have great prospects for repeat business if the terms of the contract are satisfactorily fulfilled.

Council tenders provide a good opportunity for virtually any business, whether they are already well established or only starting out. The public sector by law is required to openly tender contracts for services which they require. Read more…

Connecting LinkedIn users to Seesmic Desktop

Ed. note: This belongs to a series of posts on how numerous websites, products and services are integrating LinkedIn functionality through our API. This post is from John Yamasaki, Director of Community and Partnerships at Seesmic, where he talks about the recent LinkedIn integration with Seesmic Desktop 2.

Seesmic is a popular social client that allow users to easily access their social networks in one application and successfully manage their online presence. From web to mobile or email to chat, Seesmic is an easy way to manage all of your social services on any online platform.

Currently, there are a number of social networks many of us are members of. But the term “networking” was once exclusively associated in a business environment. Wit

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The pick? Quick. The payout? That’ll take time to sink in.

All six numbers matched the lottery ticket he was grasping in his East Manatee home on Oct. 6, and he and his wife, Cheri, were suddenly multi-millionaires.

The Bradenton couple initially thought they had won a healthy $20 million, but a few hours later they received an uplifting correction from a family member.

The Zieglers were actually the sole winners of a $61.5 million multi-state Powerball jackpot.

After they presented the winning ticket, the Florida Lottery distributed a single, lump-sum amount of $34,553,793 into a trust account the couple set up, according to a press release.

The Zieglers’ prize numbers stemmed from a Quick Pick ticket printed out the Hess Express at the intersection of State Road 64 and Lakewood Ranch Boulevard.

“I saw on the first line of numbers that we had matched three numbers, then four, then five, and I wondered how much that would pay,” said Steve Ziegler, 46, according to the Lottery statement.

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Bellway back in profit, but housebuilder remains cautious

HOUSEBUILDER Bellway is back in profit and will increase shareholder dividends, it revealed today.

The group, which a regional office in Hunts Cross, achieved revenues of £768.3m in the year to July 31, compared with £683.8m.

Pre-tax profits were £44.4m against £29.8m, but last year it incurred exceptional charges of £66.3m, driving annual results into a £36.55m loss. There

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To some fans, a blackout is more of a gray area

Whether it’s a pirated feed from a black market Internet site or a device that lets them watch TV on their computer, NFL fans across the country are getting around the TV blackout.

The rate of NFL blackouts, triggered when a game does not sell out within 72 hours of kickoff, is rising. Those games cannot be aired anywhere within a 75-mile radius of the game.

Slow ticket sales have caused teams in Tampa, Jacksonville, Oakland and San Diego to endure blackouts, which experts suggest are caused by high ticket prices and a dismal economy.

But resourceful fans are challenging the NFL’s rules with alternatives — both legal and illegal.

Of course, fans can go to Raymond James Stadium and buy a ticket, or drive outside the 75-mile radius to bars or parties in Port Charlotte or Fort Myers.

Others, though, are turning to the Web, where half a dozen Web sites offer free live TV programs and sporting events.

The sites allow viewers to catch out-of-market signals on their computer, though the reception is often fuzzy, the telecasts are slow to load and sometimes the site disappears altogether when overwhelmed with users.

Plus, experts say the sites are technically illegal and violate copyright laws.

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